HabeshaFlow
Somewhere to build before you need a licence
- Who it's for
- Developers and product teams prototyping Ethiopian fintech — building a wallet, a remittance flow, or a KYC step and needing somewhere to write code against.
- The problem it solves
- Every Ethiopian fintech flow means a separate integration and an NBE licensing wall you cannot cross while you are still testing whether the idea works at all. There is nowhere to build against, so the prototype never gets written.
A FastAPI backend and Next.js dashboard bundled as one developer-friendly platform for building Ethiopian financial products. Balances, exchange rates, and transactions are all simulated, and the sandbox constraint is deliberate and stated everywhere: this exists so you can prove a flow works before you go anywhere near a licence.
Latest release 0.9·July 30, 2026

What it does
A unified API and dashboard covering authentication, multi-currency wallets, peer-to-peer transactions, KYC and compliance workflows, and USD↔ETB exchange — with TypeScript and Python SDKs.
Why it's different
- Wallets, transfers, FX and eKYC behind one consistent API
- TypeScript and Python SDKs, Amharic-first dashboard
- Sandbox boundary stated loudly — no ambiguity about real money
Core capabilities
Each capability maps to a concrete screen in the app.
Wallets
Multi-currency balances and peer-to-peer transfers.
Compliance
KYC workflows including Fayda eKYC adapters.
Exchange
Simulated USD↔ETB foreign-exchange service.
SDKs
TypeScript and Python clients over one clean API.
Access
Sandbox only. No real money moves, no live payment rail, no bank connection — operating a real gateway in Ethiopia requires NBE licensing.
What you need
Any modern browser. SDKs for Node and Python.
Official Pilot web app. Bookmark this link from PilotOS. Updates ship on our side — always use the URL we publish here.
Related Pilot products
- Ethiopian capital marketsAbyssinia Crowdinvest
Crowdfunding built to Ethiopia's Directive 980/2024 — no wallet, no balance, two human authorisers to release funds.
- Ethiopian capital marketsFirst Addis Capital
Capital-markets advisory for Ethiopia — deal structuring, suitability reports, and an adviser that actually asks questions.